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Understanding new CFPB regulations – Part Two
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The Consumer Financial Protection Bureau (CFPB) has made its imprint on the residential housing market clear since it began its mission to protect U.S. consumers in July 2011. Perhaps two of the most notable regulations are still in their infancy. The bureau’s official interpretations of the Equal Credit Opportunity Act were spelled out in its amendments to Regulation B, which became effective Jan. 18. The CFPB’s amendments to Regulation Z, which is associated with the Truth in Lending Act, became effective Jan. 10.
Valuation Review broke down the specifics of Regulation B in Part One of Understanding new CFPB regulations.
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